Terms and Conditions

SC Exam Ready - Terms & Conditions
Effective Date: 09/27/2026.

1. Overview
Welcome to SC Exam Ready, an online course designed to help individuals prepare for the South Carolina Life, Accident, and Health Insurance Exam.

By enrolling, you agree to these Terms & Conditions. Please read them carefully before purchasing.

2. Educational Disclaimer
This course is for educational and entertainment purposes only.
It is not affiliated with or endorsed by the South Carolina Department of Insurance (SCDOI) or Pearson VUE.
Completion of this course does not guarantee passing the state licensing exam.
Students participate and learn at their own risk.

3. Access & Use
Your purchase grants individual, non-transferable access to the course materials.
Sharing login details or redistributing course content is strictly prohibited.
You are responsible for maintaining the confidentiality of your account.

4. Payment Policy
Payment is required in full at the time of enrollment.
All prices are listed in U.S. Dollars (USD) and may change without notice.
By completing your purchase, you authorize us to charge your selected payment method for the total amount due.

5. Refund Policy
We offer a 7-day limited refund under the following conditions:
- You are within 7 calendar days of purchase; and
- You have completed no more than 20% of the course content.

To request a refund, email examreadysc@gmail.com.

Refunds are processed within 7-10 business days to your original payment method.

After 7 days or once 20% progress is reached, no refunds will be issued.

6. Course Content & Updates
All course materials, modules, and assessments are subject to change for accuracy and improvement.
We reserve the right to modify or update content at any time without prior notice.

7. Intellectual Property
All text, videos, graphics, downloads, and course materials are the exclusive property of SC Exam Ready.
You may not copy, share, sell, or reproduce any portion of this content without written permission.
Violations may result in immediate removal from the course and legal action.

8. Limitation of Liability
Participation in this course is at your own risk.
We are not responsible for your exam results, licensing status, or employment outcomes.
Under no circumstances shall we be liable for indirect or consequential damages related to your use of this course.

9. No Professional Relationship
Enrollment does not create a professional or instructor-student relationship.
This is a self-paced online course; coaching or mentorship is not included unless stated otherwise.

10. Privacy & Data
Your personal information is handled according to our Privacy Policy, which details how we collect, store, and protect your data.
We never sell or share your personal information with third parties.

11. Termination of Access
We reserve the right to terminate your access without refund if you:
- Violate these Terms,
- Share course materials, or
- Engage in fraudulent or abusive behavior.

12. Governing Law
These Terms & Conditions are governed by the laws of the State of South Carolina.
Any disputes will be handled exclusively in the courts of Lexington County, South Carolina.

13. Contact Information
For questions or support, contact:
examreadysc@gmail.com

14. Acknowledgment
By purchasing and accessing this course, you confirm that you have read, understood, and agree to all Terms & Conditions listed above.

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