SC Exam Ready — Terms & ConditionsEffective Date: 09/27/2026. OverviewWelcome to SC Exam Ready, an online course designed to help individuals prepare for the South Carolina Life, Accident, and Health Insurance Exam.By enrolling, you agree to these Terms & Conditions. Please read them carefully before purchasing.2. Educational DisclaimerThis course is for educational and entertainment purposes only.It is not affiliated with or endorsed by the South Carolina Department of Insurance (SCDOI) or Pearson VUE.Completion of this course does not guarantee passing the state licensing exam.Students participate and learn at their own risk.3. Access & UseYour purchase grants individual, non-transferable access to the course materials.Sharing login details or redistributing course content is strictly prohibited.You are responsible for maintaining the confidentiality of your account.4. Payment PolicyPayment is required in full at the time of enrollment.All prices are listed in U.S. Dollars (USD) and may change without notice.By completing your purchase, you authorize us to charge your selected payment method for the total amount due.5. Refund PolicyWe offer a 7-day limited refund under the following conditions:You are within 7 calendar days of purchase; andYou have completed no more than 20% of the course content.To request a refund, email examreadysc@gmail.com.Refunds are processed within 7–10 business days to your original payment method.After 7 days or once 20% progress is reached, no refunds will be issued.6. Course Content & UpdatesAll course materials, modules, and assessments are subject to change for accuracy and improvement.We reserve the right to modify or update content at any time without prior notice.7. Intellectual PropertyAll text, videos, graphics, downloads, and course materials are the exclusive property of SC Exam Ready.You may not copy, share, sell, or reproduce any portion of this content without written permission.Violations may result in immediate removal from the course and legal action.8. Limitation of LiabilityParticipation in this course is at your own risk.We are not responsible for your exam results, licensing status, or employment outcomes.Under no circumstances shall we be liable for indirect or consequential damages related to your use of this course.9. No Professional RelationshipEnrollment does not create a professional or instructor-student relationship.This is a self-paced online course; coaching or mentorship is not included unless stated otherwise.10. Privacy & DataYour personal information is handled according to our Privacy Policy, which details how we collect, store, and protect your data.We never sell or share your personal information with third parties.11. Termination of AccessWe reserve the right to terminate your access without refund if you:Violate these Terms,Share course materials, orEngage in fraudulent or abusive behavior.12. Governing LawThese Terms & Conditions are governed by the laws of the State of South Carolina.Any disputes will be handled exclusively in the courts of Lexington County, South Carolina.13. Contact InformationFor questions or support, contact:📧 examreadysc@gmail.com14. AcknowledgmentBy purchasing and accessing this course, you confirm that you have read, understood, and agree to all Terms & Conditions listed above.